Don't Worry, Make Money by Richard Carlsonby Parker on TwosGenerally speaking, you should always select the highest possible deductible that your insurer allows—and invest the difference in yourself. The less you worry, the more you save!Since a vast majority of the things you fear the most will never actually happen, it works to your advantage to select the highest possible deductible on all insurance plans-therefore paying the lowest possible premiums. Then, be absolutely sure to invest the difference.It's amazing what happens when you act as if you love what you do. The positive energy helps not only you but everyone around you. It's contagious. A positive attitude brings forth creativity and aliveness in your work. It creates a rhythm of harmony and joy. It keeps you curious, interested, and focused on your work.When you appreciate the privilege of doing whatever you are doing, it makes it virtually impossible to feel down. Instead of complaining, you'll notice all the things you love about your work and your life. When your attitude is positive, your perspective is heightened. You will focus less on the irritations and annoyances of your work and more on the aspects that are delightful and nurturing. Your curiosity will encourage you to see new options and new ways of doing things. It will keep your thinking fresh and spontaneous, alive and interesting. The people around you will be affected, too. They will be more likely to offer you genuine, positive feedback. They will actually listen to what you have to say and they will appreciate you more than ever before.You'd be amazed at what people can (and will) do if you not only give them a chance but also believe in their potential. It's important to know that everyone has unique gifts and talents. It's your job to assist in bringing those gifts and talents out into the world. In other words, rather than sitting back and waiting for people to be perfect-and being frustrated when they are not—take some responsibility in the process by creating an ideal psychological working environment.