Charlie Munger. Acquire worldly wisdom and adjust your behavior accordingly. If your new behavior gives you a little temporary unpopularity with your peer group... then to hell with them. Look for a partner both smarter and wiser than you are. Seek a partner who will never second-guess you nor sulk when you make expensive mistakes. Look also for a generous soul who will put up his own money and work for pennies. Finally, join with someone who will constantly add to the fun as you travel a long road together. Old-fashiooned Midwestern values: lifelong learning, intellectual curiosity, sobriety, avoidance of envy and resentment, reliability, learning from the mistakes of others, perseverance, objectivity, willingness to test one's own beliefs. I wanted to get rich so I could be indpendent. Repetition is the heart of instruction. Focus on the task immediately in front of you and control spending. When you're buying jewelry for the woman you love, financial considerations probably shouldn't enter into it. Do well with the work you already have on your desk and more will come in. Choose clients as you would friends. You have to learn to be a follower before you become a leader. As you pat yourself on the back for behaving well, you will improve your future conduct. The only life worth living is dedicated in substantial part to good outcomes one cannot possibly survive to see. If you live right, the inferior part of life is the early part. The best a young person can hope for is to get old before he dies. The wealthy are sure to suffer if they are lacking in moral and providential skill. The best armor of old age is a well spent life preceding it; a life employed in the pursuit of useful knowledge, in honorable actions and the practice of virtue; in which he whoo labors to improve himself from his youth, will in age reap the happiest fruits of them; not only because these never leave a man, not even in the extremest old age; but because a conscience bearing witness that our life was well-spent. together with the remembrance of past good actions, yields an unspeakable comfort to the soul. When you borrow a man's car, you always return it with a full tank of gas. Do the job right the first time. Find out what you are best at and keep pounding away at it.